For companies ( and individuals ) who have 3 or more vehicles a fleet  policy can be arranged  and this can be made up of a mixture of Private Cars or Commercial Vehicles including refrigerated lorries, as long the vehicles are registered to the company name or principle  insured.

We can arrange cover for the following ,

·Mini fleets starting from 2 Vehicles  

·Family fleets with minimum of 3 vehicles (within the same household) 

Fleet polices are based on fleet claims record and are not NCB rated.

The main benefits of Motor Fleet Insurance

Fleet policy provides wider cover & Fully Comprehensive is usually available on all vehicles,  but for older vehicles  cover can be limited to Third party only or third party Fire  and Theft if required.

Most policies have a drivers age limit usually 25 years old and over but younger drivers are acceptable subject to details.

Windscreen cover is also available when vehicles are insured under Full compressive. 

If required foreign/overseas use can be included for all vehicles or on named vehicles only. Trailers can be included for limited cover while detached from the tractor.

Quite simply we can tailor a motor fleet policy to suit your needs and meet your requirements.

 

At SMI we are able to provide terms from all the leading UK insurance companies and also provide you with a risk management programme to help reduce the number of incidents/claims protecting your fleet policy, we have in house fleet team to assist you with all your policy MTAs and claims handler working with you at all time too.

We at SMI Placings have become the insurers & insured’s preferred broker to work with because we really do aim to help all our clients with their demand and needs, try us and see for yourself  “ Our Business is taking care of your business “